1 Day Motorbike Insurance
1 day motorbike insurance gives you the freedom to ride legally under temporary circumstances, even if it's only for 1 day. Because you value the independence that a motorbike can offer, you don't want to be trapped by a regular annual policy just to borrow a mate's bike to travel for the weekend. With temporary cover for motorbikes, you can ride to your heart's content for 1 day to 28 days without breaking the law by driving uninsured.
Shopping for 1 day motorbike insurance is fast, easy and convenient when you compare 125cc motorbike coverage quotes for short term motorbike insurance online. Once you've found the best deal, you can generally be approved almost instantly if you are at least 21 years old, or 23 in some cases. You must not have an excessive number of points on your driving licence to qualify. As soon as your application has been approved and you've paid for 1 day motorbike insurance, you can print out your certificate and be on your way.
Comprehensive 1 Day Cover
To meet your legal requirements in the UK, you must carry a basic third party policy for your permanent motorbike. When you purchase 1 day motorbike insurance, you get comprehensive cover, a higher level of protection. If you're borrowing a mate's sports bike or riding a new, uninsured commuter to your home, the last thing you want is to get involved in an accident that damages the vehicle. Comprehensive 1 day insurance pays benefits to the policy holder if your motorbike is damaged, burned or stolen.
Comprehensive 1 day motorbike insurance also includes third party protection. If you cause an accident in which another party is injured or a vehicle is damaged, your temporary policy would cover your costs if you were pursued by a third party for compensation. Third party insurance allows you to drive legally and with a clear conscience, knowing that you've met your obligation to other drivers and passengers on the road.
1 day comprehensive insurance for motorbikes covers you against theft. Having a motorbike stolen can be heartbreaking, but the incident may be even more devastating when the bike isn't yours and you don't have the proper cover. Comprehensive short term insurance allows you to enjoy your holiday or business trip without worrying about the financial consequences of accidental damage or theft. When it's so easy and convenient to insure motorbikes for 24 hours, there's no need to risk your licence or sacrifice your peace of mind.
Lending a Motorbike
If you own a tourer, sports bike or adventure bike, your mates naturally want to borrow it. If you have a trusted mate with the proper licence, you can lend the vehicle to that motorist as long as he's covered by 1 day motorbike insurance. Even if you allow another motorist to ride your bike for a few hours, your mate must have the proper insurance in order to avoid penalties and fines for riding uninsured.
When you lend your vehicle to a friend or relative, you'll be grateful for the comprehensive protection that 1 day motorbike insurance provides. A 1 day policy gives you the peace of mind that comes with full cover for your treasure against damages or theft. As an optional add-on, you can include breakdown coverage to ensure that your mate finds his way home and the vehicle is properly taken care of if anything unexpected should happen on the road.
Breakdown coverage is valuable under any circumstances when you're riding under 1 day motorbike insurance. Getting used to a new commuter or cruiser can take some time. Spills and minor incidents are more likely to occur when you're riding a new vehicle for the first time. With breakdown protection from a trusted insurer, you have the assistance you need in record time. Your protection may include a courtesy bike to ride while your own vehicle is being repaired.
Temporary Coverage Exclusions
When you take out temporary policies, you're often in a rush to head off on holiday or a business trip. However, it's important to read the terms of your contract carefully to make sure that you don't miss any of your policy's exclusions, or circumstances under which your insurer would not pay out benefits. For example, an insurer may refuse to compensate you for injuries if you are riding without a protective helmet or riding the vehicle in an unsafe manner.
If you are carrying 1 day motorbike insurance, you must contact your insurer for authorisation before allowing another motorist to ride the bike. Adding another motorist to your policy can be simple and quick, but you must go through the proper channels in order for that individual to ride legally. To enjoy your trip without worries, shop for affordable temporary protection from trusted insurers before you go.
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